Beware of Michael Lopez he is a Mortgage Loan Officer for Sierra Western Home Loans. He sells fake Insurance and fake real estate to people and steals there money. I busted him cheating on me with my grandma, this makes me sick. He has a history of sleeping with married women. He has herpes so beware. He will spread them and tells you hasn’t been with many girls which are more lies. He will make you fall for him feed you every line in the book ad open doors for you to make you feel you are the only one for him.